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Monarch money

Last Updated on December 25, 2023 by Ivan Cocherga

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What is Monarch money, pros and cons, use cases and prices

Monarch Money is a personal finance app designed to help users effectively manage their money.


1. Focus on savings: Monarch Money encourages users to save by setting savings goals and providing tools to track progress.

2. Easy sharing for families: Users can easily share financial information and collaborate on budgeting and saving with family members.

3. Transaction sorting capabilities: Monarch Money automatically sorts transactions into categories, making it easier for users to track and manage their spending.

4. Scenario-testing tools: Users can simulate different financial scenarios to see how they would impact their overall financial health.


1. Limited investment options: Monarch Money is primarily focused on budgeting and saving, with limited support for investment management.

Use cases:

Monarch Money is suitable for individuals and families looking to improve their financial management skills, set and achieve savings goals, and collaborate on budgeting with family members.


The app offers a free basic version with limited features, as well as a premium version priced at $4.99 per month, which includes advanced features such as scenario-testing tools and custom budget tracking.

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Ivan Cocherga

With a profound passion for the confluence of technology and human potential, Ivan has dedicated over a decade to evaluating and understanding the world of AI-driven tools. Connect with Ivan on LinkedIn and Twitter (X) for the latest on AI trends and tool insights.

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